Enjoy up to 8% cash back on your daily spending for dining, groceries and petrol.
Up to 20.88% fuel savings^ at Esso & Shell, and 8% cash back* at other petrol stations worldwide.
8% cash back* at supermarkets and grocery stores worldwide.
6% cash back* at restaurants and cafes worldwide.
0.25% cash back on all other retail spending.
*You will receive cash back of 0.25% on all retail purchases, additional cash back of 5.75% on Dining, 7.75% on Groceries and/or 7.75% on Petrol transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month.
^20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).
Enjoy exclusive deals and discounts from travel, dining, to shopping locally and in 95 other countries.
Enjoy complimentary travel insurance^ when you charge your airfare to your Citi Cash Back Card.
Link EZ-Pay to your Citi Cash Back Card and breeze through Electronic Road Pricing (ERP) gantries islandwide.
^Click here for more details on complimentary travel insurance.
21 years old and above
Minimum S$30,000 per annum (Singaporeans and PRs)
Minimum S$42,000 per annum (Foreigners)
Click here to view the documents you will need to provide
Main Card: S$192.60 (inclusive of GST)
Supplementary Card: S$96.30 (inclusive of GST)
First year fee waived for Main and two (2) Supplementary Cards
Click here to view interest, other fees and charges