BALANCE TRANSFER

Maximize your interest savings today.

Welcome offer:
0% interest rate for 6 months with 1.58% service fee (EIR 3.60% p.a.) on Citibank Ready Credit.

Apply for Citibank Balance Transfer right now!

Citibank Balance Transfer on your Credit Cards or Ready Credit account helps you shrink your interest payments and maximise your interest savings substantially.

  • 0% interest with low processing fee
  • Flexibility in monthly repayment
Benefits

Interest Savings

For New to Bank Customers

Tenure (months) 3 months 6 months
Nominal Interest Rate 0% 0%
Processing Fees 1.58% 1.58%
Effective Interest Rate for Credit Card (p.a) 6.73% 3.65%
Effective Interest Rate for Ready Credit (p.a) 6.69% 3.60%

For Existing Customers

Tenure (months) 6 months 12 months
Nominal Interest Rate 0% 0%
Processing Fees 2.50% 5.50%
Effective Interest Rate for Credit Card (p.a) 5.81% 7.87%
Effective Interest Rate for Ready Credit (p.a) 5.72% 7.58%

Flexible Payment

For Credit Card: Pay a minimum of 1% of the transfer amount or S$50, whichever is higher throughout the loan tenure.

For Ready Credit: Pay a minimum of 3% of the transfer amount or S$45, whichever is higher throughout the loan tenure.

Rates

Illustration on how it works if you take a Balance Transfer of 0% interest rate for 6 months with 2.5% upfront service fee on your Citibank Credit Card

0% interest rate for 6 months with 2.5% upfront service fee
Balance Transfer amount S$10,000
Interest you normally pay (24% p.a for 6 months) S$1,200
Upfront Service fee of 2.5% (EIR of 5.81% p.a) S$250
SAVINGS S$950

Terms & Conditions:Terms & Conditions:

Offer is subject to approval.

Citibank Ready Credit Balance Transfer Program Terms and Conditions (until 27th Jan 2019)

Citibank Ready Credit Balance Transfer Program Terms and Conditions (effective 28th Jan 2019)

Citibank Credit Cards Balance Transfer Program Terms and Conditions

You are applying for: Citibank Balance Transfer

Our Citibank banking officer will give you a call by the next business day to complete the application. The products and services mentioned in this application are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This application is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products or services mentioned herein to such individuals.

 

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Existing Citibank Customer?*:

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* I confirm that I:

  1. am applying for the Citibank Balance Transfer
  2. have provided accurate and complete details about myself in this form;
  3. agree to the terms of Customer Declarations & Confirmation; and
  4. consent to Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone.