Get the Best Cash Back in Town


8% cash back^

on Dining, Groceries and Petrol daily, worldwide


Up to 20.88% fuel savings+

at Esso and Shell


0.25% cash back

on all other retail purchases, no cap

^Spend a minimum of S$888 in a statement month to enjoy bonus cash back


bonus cash back

on Dining, Groceries,



base cash back

on all retail purchases,
no cap

Calculate how much cash back you can earn

Move the slider for each category and watch how quickly the cash back can add up

Total Monthly Spend
S$ 0.00
Total Monthly Cash Back
S$ 0.00
Average Cash Back Earned
Dining S$ 0
Groceries S$ 0
Petrol S$ 0
Others S$ 0

Top 4 credit card features

Citi World Privileges

Get deals and discounts locally & in 95 other countries

Citi Paywise (Transaction)

Turn your big purchases into small payments

Citi Paywise (Statement)

Convert your credit card statement retail balance into installments

Citi Quick Cash

Instant cash# to get things done right away

Freedom to do more with the new
Citi Mobile® App

Instantly Activate your Citi Cash Back Credit Card
Lock and Unlock your Citi Cash Back Credit Card
Check Various Features of Citi Cash Back Card

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Ongoing promotions

Check Citi Cash Back Foodpanda Promotion


Up to S$15 off with min. spend of S$30.
Valid till 31 July 2019
Show Details


4 Hands Kitchen

20% off 4 Hands Kitchen menu.
Valid till 28 Feb 2020
Show Details

Paradise Group of Restaurants

S$10 return voucher with any spend.
Valid till 31 Dec 2019
Show Details

Enjoy a Fee Waiver and up to S$120 Cash Back*



Apply online



Enjoy first year annual fee waiver



Receive S$120 cash back when you
spend S$1,200 in the first 3 months

Applying for a Citi Cash Back Card is simple

Get the new Citi Cash Back Card from your phone or 
in an easy, paperless signup process!


Basic fee of
S$192.60 incl GST
(first year waived)


Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year


Age 21 or older

Salaried employee

  • A copy of your NRIC/passport
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
  • Click here to submit your CPF statement online


  • A copy of your NRIC/passport
  • Last 2 years’ Income Tax Notice of Assessment
  • Last 3 months’ bank statements


  • A copy of your passport and work permit (with minimum 6 months validity)
  • A copy of utility/telephone bill or bank statement with your name and address
  • Income Tax Notice of Assessment and latest original computerized payslip

Already a Citi Credit Cardmember?

Refer a friend and be rewarded with S$50 Cash!

Terms and Conditions

* Eligible for new main Citi Cardmembers only. $120 Cash Back Terms and Conditions apply.

^Total minimum retail spend of S$888 per statement month required. Bonus 7.75% cash back is capped at S$25 cash back per category per statement month.

+20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). 20.88% savings at Shell includes 5% Shell site discount,
5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

Click here to view the Cardmember Agreement.

Click here to view the other fees and charges.

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