5 ways to upsize your savings as you spend
5%* savings
at all supermarkets & grocery stores
5%* savings
on online purchases~
5%* savings
on taxi & public transport rides#, island-wide
0.3% savings
on other retail spend
Redeem
your SMRT$ for cash rebate or shopping vouchers
See how your savings add up
Categories | Base rate on qualifying retail spend |
Bonus rate on monthly qualifying retail spend ≥S$500 |
Total earn rate |
---|---|---|---|
Groceries | 0.3% | 4.7% | 5% |
Online (excludes mobile wallet and travel-related transactions) | |||
SimplyGo | |||
Taxis (including private-hire rides)# | |||
Other qualifying retail spend | Nil | 0.3% |
Start your SMRT$ savings journey in less than 10 minutes
Get a new Citi SMRT Card from your phone or computer in an easy, paperless signup process
Basic fee of S$192.60
inclusive of GST
(first 2 years waived)
Min. income S$30,000
(local/PR) or S$42,000
(foreigner) a year
Age 21 or older
Receive S$300 cash back^ when you apply and spend
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
- Click here to submit your CPF statement online
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
Foreigners
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
Terms and Conditions
- For $300 Savings Promotion. For new customers only. Terms and Conditions apply.
- Click here to view the Cardmember’s Agreement.
- Click here to view the Citi SMRT$ Rewards Program Terms and Conditions.
- *If you spend less than S$500 per statement month, you will earn the base rate of 0.3% SMRT$ only.
~Online transactions exclude mobile wallet and travel-related transactions. Please refer to Citi SMRT$ Rewards Program Terms and Conditions for full details.
#Public transport refers to SimplyGo transactions only. Taxis include private-hire vehicle operators with MCC4121 such as Grab and Gojek. For Grab transactions - only Grab rides charged directly to the card are eligible for bonus SMRT$. Grab ride transactions paid via GrabPay Wallet linked to the Citi SMRT Card are not eligible for bonus SMRT$. For the avoidance of doubt, GrabPay and any other mobile top-ups are also excluded from earning the Bonus rate. - Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.
- Click here for Frequently Asked Questions about Citi SMRT Card.
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