CitiBusiness Online – Online Banking

Banking with ease.

Banking with ease.

CitiBusiness Online is an online banking solution designed to provide you with convenient access to your company's accounts information.

With CitiBusiness Online, you can view your account balances and conduct online transactions anytime of the day, anywhere in the world. This unique service gives you the efficiency and flexibility required by business operating in both Singapore and overseas.

  • Fast And Secure Transfers (FAST): is a mode of domestic funds transfer service that allows customers of the participating banks to transfer Singapore Dollar funds from one bank to another in Singapore almost instantly. You no longer need to wait up to three working days for funds to be transferred between participating banks. Start using this service by selecting the "Transfer via FAST" option when making a transfer to existing GIRO/MEPS/FAST payees on CitiBusiness Online.
  • MAS Electronic Payment System (MEPS)1: Transfer funds2 to any account in Singapore whilst enjoying the flexibility of choosing whether you or the payee incurs the transfer charges.
  • Citibank Global Transfer (CGT)1: Transfer funds to any overseas Citibank account instantly, at a minimum fixed charge with this unique offering from CitiBusiness Online.
  • Bill Payments: Set up a billing instruction and funds will be credited3 to the billing organization on your behalf.
  • Inbound Funds Transfer (IFT):Transfer funds from other bank accounts into your CitiBusiness account using CitiBusiness Online. Only one-time setup instruction is required.
  • Enhanced Security Features:Conduct your online transactions with confidence as CitiBusiness Online users the latest security technology to keep your business safe.


  • Charges apply
  • Funds transfer will be effected on the same day as long as the transaction is submitted before the cut-off time stipulated by the Bank, failing which transfer will be effected on the next working day
  • Funds will be credited by direct transfer.

Accessing CitiBusiness Online follows a simple 3-step process :

Step 1.

Complete and return the CitiBusiness Online Authorisation Form, and Board Resolution/Mandate* for CitiBusiness Online.

Step 2.

You will receive the following separately by post :

  • 16 digit Authorised User CIN
  • Authorised User PIN
  • Online Security Device (OSD)

Step 3.

Activate your CitiBusiness Online account by logging on to

* To get a copy of the application forms, click here to download under the Digital Banking tab.


Payments and Transfers

Transaction type Daily Transaction Limit
Transaction not involving FX Transaction involving FX
Transfer within own account(s) No limit S$500,000
(or its equivalent in other currencies)
Transfer to other Citibank accounts S$5,000,000
(or its equivalent in other currencies)
FAST (S$200,000 transaction limit)
Bill Payment
Telegraphic Transfer
Citibank Global Transfer S$65,000
(or its equivalent in other currencies)
Inbound Funds Transfer S$10,000,000 N.A.