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Investing with Citigold in Singapore
Access tailored international banking solutions and wealth opportunities, made for global investors.
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What are you looking to do?
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Accumulate my wealth
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Protect myself and my loved ones
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Preserve my wealth
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Enhance my lifestyle
When it comes to wealth accumulation, these are some key focus areas you could consider:
Portfolio diversification
Personalized wealth solutions
Our personalised approach is to work with you to create an investment strategy that reflects your financial goals, timeframe and attitude to risk.
Expand your investment horizons and access our range of products with varying levels of risk and returns across global markets.
Deposits Account
Choose from a variety of our offerings to enjoy higher interest rates on your savings and suit your financial planning needs, even with options to hold it in your local currency.
Investment Products
Grow and build your wealth with Citi's wide array of wealth management solutions and investment products.
Citibank Portfolio Finance
Citibank Portfolio Finance enables you to borrow at competitive rates against a broad range of financial assets as collaterals, including cash and equivalents, equities, bonds, mutual funds and structured notes, to meet liquidity needs and investment opportunities.
Mortgage
Your search for an ideal property financing solution ends with Citi Mortgage. Our Mortgage Advisors and Mortgage Client Care Team are committed to partnering you throughout your mortgage journey with us.
Insurance
In partnership with AIA, we help you protect your wealth against unforeseen events in life and safeguard the legacy you want to leave for your loved ones, with our suite of insurance solutions and dedicated insurance specialists.
As you gain more and more from life, you would want to be assured that you are covered at every point with insurance strategies that are tailored to your needs – to protect your income, your assets, your business.
Asset Distribution
Family Protection
Be assured of your financial legacy with plans that set you and your family up for the future, no matter what you choose to pursue.
Secure peace of mind for yourself and your loved ones from anxiety and financial pressure, when the unexpected happens.
Protect your Family's Income
What happens if you are unable to work? Will your family still be financially secure?
Distribute your Assets
How can you give fairly? Will your loved ones be happy with your gift?
Plan for business succession
Will your company continue to have a healthy revenue stream? Are your key employees protected?
With your chief goals of growing and preserving wealth, you may find yourself looking far into your future – how to grow wealth, preserve it, and also spend it wisely during retirement.
Legacy Planning
Retirement and Savings
As partners on your wealth journey, we recognize the great responsibility that comes with your wealth.
Be assured of your financial legacy with plans that set you and your family up for the future, no matter what you choose to pursue.
Grow your wealth
Is your money working for you? Can you grow more to enjoy more, and perhaps give more?
Preserve your wealth
Is your wealth at risk during market fluctuations? Can losses be prevented?
Plan your retirement
What do you dream of doing in your golden years? Will you have enough to enjoy it?
The two key considerations for enhancing your lifestyle that may interest you are:
Global Banking Services
Lifestyle Privileges
When you achieve a certain level of success in life, you would want to enjoy all that this destination has to offer.
Start with global privileges that make the most of your worldwide Citigold status.
Citibank Global Wallet
With Citibank Global Wallet, you can enjoy zero foreign currency conversion fees for your overseas and online spends. Plus, you can lock in FX rates when they are favourable for even better deals at checkout.
Citigold Debit Mastercard
Packed with all the features you're used to. The convenience you want. Protection you need. Plus a range of additional benefits.
Citigold Client Center
Exclusive services at your convenience. Visit our dedicated Citigold Centre at Asia Square when you need to attend to banking matters. Have a discussion about your portfolio with your Citigold Client Advisor or simply sit back and enjoy a cup of coffee while you wait for your transactions to be completed.
Our Advisory
As a Citigold client, you will enjoy access to a range of advisory tools, as well as global insights backed by Citi analysts worldwide.
Getting to know you and your needs
Your dedicated Citigold Client Advisor1 puts you and your needs at the core of the Gold Conversation. Your Client Advisor1 will have an in-depth conversation to understand your current financial position, goals and needs, to determine a suitable investment portfolio for you.
1Depending on your banking needs, you may be assigned a dedicated Service Relationship Manager instead of a Client Advisor. The Service Relationship Manager’s expertise is in banking-related transactions such as account servicing, service transaction processing. The Service Relationship Manager will also facilitate your contact with a Client Advisor and a team of wealth experts to ensure that you receive the appropriate advisory you need to meet your diverse wealth management needs.
Keep your wealth goals on track with Citigold Total Wealth Advisor tool
In life, we set goals to achieve our aspirations. The key is to stay on track and perfect them as you go along. Especially for growing your financial wealth.
The Citigold Total Wealth Advisor, a goal-based wealth advisory tool developed exclusively for Citigold clients, helps you plan, monitor and manage your portfolio in one place.
- Set your wealth goals with your Client Advisor, who will work closely with you to achieve your financial aspirations.
- Track how your portfolio value changes over time and monitor your goals' real-time progress, at your convenience.
- Modify as you go along by measuring your portfolio against Citigold Diversification Index and Citi's Model Portfolios and bring your goals back on track2.
Achieve your financial goals
With Citigold Total Wealth Advisor, set your wealth goals and track your progress at your convenience via Citibank Online or your Citi Mobile® App.
Speak to your Client Advisor today.
1Portfolio stress test and customised alerts via Citibank Online and Citi Mobile® App are currently not available and will be introduced progressively.
2The term "Portfolio(s)" referred to in this document are merely references to illustrations of asset allocations in general and are not personalized to your specific investment needs. Your individual investment holding(s) will not be actively monitored by Citibank Singapore Limited and Citibank Singapore Limited does not undertake to, and is not obliged to, undertake a review, manage or monitor your investment holding(s) or to track your investment holding(s).
Gain confidence in every market situation
With the Portfolio Risk Evaluator tool, your Client Advisor will check your portfolio's resilience and performance by running it through a 'stress-test' of simulated significant market events.
- Understand how your portfolio will perform during periods of adverse market conditions
- Provides an in-depth risk and return comparison between your existing and Citi's proposed portfolio under various scenarios
- Helps you understand your risk exposure and make more informed financial decisions
How diversified is your portfolio?
Using our in-house Citigold Diversification Index (CDI) tool, your Client Advisor can provide you with greater insight into the diversification level of your existing investments, taking into consideration investments into various asset classes as well as the level of product holding concentration. Diversification aims to lower risk by spreading across various investments products as opposed to holding a single investment over a medium to a long time period. A well-diversified portfolio is better equipped to navigate market volatilities over time.
Invest across the globe
Whether you're looking for a truly global investment strategy or insights into the latest market developments, The Citigold Client Advisory Group will help you tap into wealth building opportunities from around the world.
Uncover market insights and stay updated with the latest market updates, thought leadership content on the go. Regardless of where you are on your wealth journey, you will be able to find relevant content and useful insights. Learn more here
Global Bank
Citi Wealth Insights
Find out more about global economic updates and stay up to date with our views on the latest financial trends from across the world.
Citibank Global Wallet
With Citibank Global Wallet, you can enjoy zero foreign currency conversion fees for your overseas and online spends. Plus, you can lock in FX rates when they are favourable for even better deals at checkout.
Citibank Global Transfer
Enjoy instant, fee-free global money transfers between your local or overseas Citibank accounts via the online service.
24/7 Citigold Hotline
Call Citigold Hotline at (+65) 6323-3200 anytime, anywhere in the world. We're always ready to assist you and can help pay your bills, undertake international money transfers and manage your account efficiently.
Our Privileges
Lifestyle Privileges
Only with Citigold. When you visit Singapore, you may enjoy preferential hotel rates in town (subject to blackout dates and availability).Speak to your Client Advisor to find out more.
Citigold Debit Mastercard® Privileges
Packed with all the features you're used to. The convenience you want. Protection you need. Plus a range of additional benefits.
Citi World Privileges
Discover the latest shopping, dining, and travel deals with your Citi Credit Cards.
Your Team
As our Citigold client, you are privy to a personalized international wealth management experience. A Client Advisor1 backed by a team of Investment and Insurance Specialists, will ensure that your investment goals are met as per your expectations.
Works closely with you to understand your unique investment management goals, and helps you achieve them.
Connect with your Client Advisor1 anytime, anywhere
1Depending on your banking needs, you may be assigned a dedicated Service Relationship Manager instead of a Client Advisor. The Service Relationship Manager’s expertise is in banking-related transactions such as account servicing, service transaction processing. The Service Relationship Manager will also facilitate your contact with a Client Advisor and a team of wealth experts to ensure that you receive the appropriate advisory you need to meet your diverse wealth management needs.
Partners your Client Advisor to draw up wealth plans and investment strategies that help meet your financial goals all while providing insights and advisory backed by Citi’s House views.
Works with you to understand your insurance needs and offers advice on how you can protect what matters most.
Advises you on foreign exchange, foreign exchange options and multi-currency solutions.
Start your wealth journey with a Citi account.
At Citi, we understand your aspirations and wealth goals evolve over time. That is why we offer a range of wealth advisory as well as products and solutions to suit your changing needs.
Citigold
Singapore Clients: AUM S$250,000 to < S$1.5 Million
IPB Clients: AUM US$200,000 to < US$1 Million
- Be supported by a dedicated Client Advisor and team of specialists
- Set, track and modify your goals with the Total Wealth Advisor tool
- Manage your wealth on-the-go with the Citi Mobile® App
- Enjoy preferential rates and lifestyle privileges curated for you
- Be invited to market outlook and bespoke lifestyle events
Citigold Private Client
Singapore Clients: AUM S$1.5 Million and above
IPB Clients: AUM US$1 Million and above
- Be supported by a dedicated Senior Client Advisor and team of senior specialists
- Gain access to a range of portfolio management and digital wealth tools, and enjoy preferential rates
- Manage your wealth on-the-go with the Citi Mobile® App
- Relish in a broad range of travel and lifestyle privileges
- Be invited to market outlook and bespoke lifestyle events
Important Insurance Disclosures
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the General Insurance Association Of Singapore (GIA)/ Life Insurance Association (LIA) or SDIC web-sites (http://www.gia.org.sg or http://www.lia.org.sg or www.sdic.org.sg). Please refer to full disclosures applicable to relevant product(s) and/or service(s).
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg.
With effect from January 1, 2025, Assets Under Management ("AUM") refers to the combined balances held in a customer’s primary accounts including Citibank checking and savings account, time deposits, investments, and premiums of life insurances distributed by Citi and underwritten by AIA Singapore Private Limited (Reg. No. 201106386R). For avoidance of doubt, the USD value of AUM is based on prevailing exchange rate computed in the customer’s bank statement. AUM fluctuation due to market volatility is defining of a customer’s AUM and is conclusive as indicated in the customer’s bank statement.
The promotions, products and services mentioned in the referenced document are not offered to individuals resident in certain countries/jurisdictions. For the comprehensive list of these countries/jurisdictions, please refer to the "Privacy" section in the footer of our Citibank Website. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Enjoy up to US$29,700*1 welcome rewards in cash when you join Citigold or Citigold Private Client. *1T&Cs apply.
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