What is a well-balanced life to you? To Citi, it means having a balanced mix of everything that matters. Just like all the elements that go into a wholesome bento, getting the right balance of ingredients, seasonings, and the right cutlery to enjoy your bento with is essential.

Everyone has their unique take on what a balanced and thus fulfilling life entails, but there are always the three basic components of Health, Wealth, and Protection you need to make room for.

Stay in the Pink of Health

The key to achieving financial health and mental wellbeing is having adequate insurance coverage for health and critical illness. It could also be treating yourself to comfort food or some retail therapy for days you just wish to pamper yourself. To help you get started, we have lined up deals and offerings to help you stay in the pink of health!

Plan for Your Health Coverage

Health and Critical Illness Insurance

Better plan for your health insurance needs by ensuring you have adequate health and critical illness coverage.

From now till 31 December 2023, receive up to S$3,000 worth of vouchers* with purchase of any eligible AIA insurance plan through Citi. *T&Cs apply.

What’s more, If you had already bought an AIA life insurance policy through us that remains in force, receive up to S$4,000 worth of vouchers* on your next purchase of any eligible AIA insurance plan through us! *T&Cs apply.

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Citi Privileges for a Well-Balanced Life

Your Citi Credit Card unlocks numerous dining, travel, shopping and lifestyle-related rewards. Use your Citi Credit card for your purchases to enjoy exclusive deals or to collect cashback or points which you can convert to rewards (or even to pay your bills) later. T&Cs apply to the promotions featured below. View all promotions and terms here.

Dining Deals

Mui Kee

S$6 off with min. spend of S$60
(valid until 31 Dec 2023)

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Beauty in The Pot

S$10 return voucher with any spend
(valid until 31 Dec 2023)

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LingZhi Vegetarian

S$6 off every S$60 spend, capped at S$60
(valid until 31 Dec 2023)

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Dian Xiao Er

S$10 return voucher with any spend
(valid until 30 Jun 2023)

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Hanare by Takayama

10% off total bill with min. S$120 spend
(valid until 31 Dec 2023)

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Shopping Deals


15% off with min. S$20 spend
Promo code: CITI15
20% off with min. S$30 spend
Promo code: CITI20
(valid until 30 Sep 2023)

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Eu Yan Sang

• Radiance Bird's Nest Superior Rock Sugar/Radiance Bird's Nest Superior (Reduced Sugar) 6'S (worth S$72.90 each)
• Buy 2 get 25% off at all retail stores
(valid until 30 Jun 2023)

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Spa Esprit

10% off Massages or Facial Services
(valid until 31 Dec 2023)

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10% off with min. S$100 spend and receive an additional gift with min. S$250 spend
(valid until 31 Dec 2023)

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Complimentary ONE by TEMPUR Pillow (Worth S$249) with purchase of selected TEMPUR mattress
(valid until 31 Jul 2023)

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5% off with min. S$500 spend
Promo Code: CITI5OFF
10% off with min.S$1,500 spend
Promo Code: CITI10OFF
(valid until 31 Dec 2023)

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Up to 10% off mattress purchase
(valid until 31 Dec 2024)

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10% off with min S$1,200 spend
Promo Code: CITI10
(valid until 31 Dec 2023)

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Life and Money Reads for a Well-Balanced Life

How to Achieve a Healthy Work Life Balance as a Parent

How can working parents achieve a healthy work life balance? Find out why achieving balance is important and how you can become a better worker and parent.

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Pay With Points

Enjoy the freedom of redeeming your Points/Miles. You can use your Points/Miles to offset your purchases (such as groceries and online spend) through Pay with Points via the Citi Mobile® App.

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Explore your Insurance Options

Access insurance products across your many needs, including travel, personal accident, and more. All available at your fingertips via the Citi Mobile® App.

Be Equipped with our Financial Planning Tools

A pair of chopsticks lets you pick up vegetables or meat with ease, while a spoon is handy for scooping up mouthfuls of rice or delicate ingredients. Like these handy cutlery, there is a multitude of wealth solutions to suit your personal objective and risk appetite. At Citi, we believe that wealth creation and protection work together to help you manage your wealth holistically.
Whether you’re hungry to grow your wealth, an avid trader, or diversifying your investments, we have solutions to enable you to take charge of your wealth journey through our wealth philosophy.

Start your Wealth Journey with Citi

No matter where you are on your wealth journey, Citi is committed to providing services and options that suit your needs. Start your wealth journey with Citi Plus, Citigold or Citigold Private Client.

Enjoy up to S$16,855^ rewards when you join Citigold. ^T&Cs apply.
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Enjoy rewards of up to S$656* when you apply for Citi Plus online and deposit at least S$15,000 into Citi Interest Booster Account and successfully apply for a Citi Cash Back+ Mastercard® Credit Card by end of 2nd calendar month from account opening. Minimum monthly qualifying spend required. *T&Cs apply.
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Citi's investment products provide access to diverse asset classes such as investment funds, fixed income securities, foreign exchange, equities and more. Whether you are looking to diversify your portfolio or gain exposure to unique opportunities, take a look at how we can help meet your investment goals.

Investment Funds: For Citi Plus customers, enjoy 0.5%* promotion sales charge on Investment funds purchased through the Citi Mobile® App. Promo valid from 10 April to 30 June 2023. *T&Cs Apply.
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Trade on the Citi Mobile® App >

Brokerage: Enjoy 6-month commission-free* buy trades online for U.S. and Hong Kong markets when you open a new Citibank Brokerage account.*T&Cs Apply
Trade on the Citi Mobile® App  >.

Citi PayAll

Citi PayAll allows you to pay your rent, insurance premiums, education expenses, taxes and utilities and more with your Citi Credit Card. Additionally, you can earn rewards on your bills with Citi Miles, Citi Thank YouSM Points or Cashback when you use PayAll!

From now till 20 August 2023, earn 2.2 miles or 5.5 Citi ThankYouSM Points* per S$1 spent or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more with your Citi Credit Card. Eligible New to Citi PayAll customers can also get S$50 GrabGifts vouchers with a minimum eligible PayAll spend of S$8,000 on one Eligible Card* during the promotion period. Promotion ends on 20 Aug 2023. Citi PayAll Promotions and Service. T&Cs apply.
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Set up PayAll on the Citi Mobile® App >

Payment Plans
With Citi Paylite, take control of big purchases and turn them into affordable instalments.
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With Citi FlexiBill, take charge of your finances by converting your monthly Citi Credit Card and Citibank Ready Credit bills into affordable instalments.
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Life and Money Reads for a Well-Balanced Life

Wealth Creation and Wealth Protection: Why Investors Need to Successfully Tackle both Challenges

Wealth creation requires risk-taking, while wealth preservation requires prudence. Learn how to perform this balancing act through the various stages of your life.

Learn more >

Get an overview of your assets via
the Citi Wealth Analysis Dashboard

Take a step towards growing your wealth. With the Wealth Analysis Dashboard, view, manage and access insights on your wealth anywhere, anytime through the Citi Mobile® App.

Learn more >

Credit Limit Increase

If you’re anticipating big ticket spends for life’s important moments, you can apply for Credit Limit Increase to avoid major cash outflows.

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Protect Yourself and Your Loved Ones

From wholegrains to legumes, immunity-boosting staple food is the foundation to any healthy meal. Likewise, knowing how to protect your health and wealth is often overlooked but is the baseline you need to live a fulfilling life. From health insurance to banking security, explore solutions tailored to protect the things nearest and dearest to you.

Personal Accident Insurance

Peace of mind and financial safety nets for you and your loved ones in the event of accidents.

Receive a S$30 eCapitaVoucher* when you purchase this policy with us. Offer valid until 17 August 2023. *T&Cs apply.
Learn more >
Purchase the policy on the Citi Mobile® App >

Travel Insurance

Travel carefree with absolute peace of mind. We offer comprehensive protection against travel inconveniences such as baggage loss, flight delays, trip cancellation, medical emergencies and more.

Enjoy a S$15 eCapita Voucher and up to 35% discount* when you insure your trip. Valid until 31 August 2023. *T&Cs apply.
Learn more >
Purchase travel insurance on the Citi Mobile® App >

Fraud Protection

When travelling, having peace of mind is key especially in the unfortunate event if you misplace your credit or debit card. Before reporting it lost/stolen, you can temporarily lock your card, to prevent any transaction on your card while you search for it. Use Citi’s Security Assistant to validate any suspicious transactions on your debit/credit card and accounts.
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Life and Money Reads for a Well-Balanced Life

Travelling Tips to Keep your Cards Safe

Here are a few simple steps that you can take to keep your card safe on your next travels.

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Explore Insurance Features

View details of your insurance policies purchased from Citi and access insights and articles on wealth protection and preservation via the Citi Mobile® App.

Chat With Us

With the Citi Mobile® App, help is just a few taps away. Enjoy personalised assistance and skip waiting on the phone line or at a branch, especially if you’re overseas or on the move and pressed for time.

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Do you have the ingredients for a well-balanced life?

Everyone has a personal definition of a well-balanced and fulfilling life, and a unique recipe to make it happen. However, getting a balanced mix of everything is essential. Have you prepared sufficient portions of health, wealth, and protection in your personal bento? Take this simple quiz to find out.

Be the first 100 customers to complete the quiz to get a S$20 Grab voucher. T&Cs Apply.

Coming Soon

Balancing all that matters, in their own words

How do we make room in our plate for the many elements of a life well-lived? We asked five Singaporeans to share their candid thoughts on this topic. Discover what a fulfilling life means to them and why health, wealth, and protection are essential ingredients in their pursuit of happiness.



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Terms and Conditions

Terms and conditions, and disclaimers of the specific promotions and products mentioned apply. Please refer to the individual product and promotional pages for the full Terms and Conditions, and disclaimers on the Citibank Website and/or the Citi Mobile®App.

Important Insurance Disclaimers
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to https://www.citibank.com.sg/insdisclosures for the full disclosures applicable to relevant product(s) and/or service(s).

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit www.sdic.org.sg. Citibank full disclaimers, terms and conditions apply to individual products and banking services.

The promotions, products and services mentioned are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, or New Zealand. This webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned herein to such individuals.

Important Investment Information
Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup, Inc or any of their affiliates or subsidiaries unless specifically stated. Investment products are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. The information on this webpage does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such document or to make any offer or solicitation. Interested investors should seek the advice of their financial advisors, as appropriate.
Investment products are not deposits, are not subject to the provision of the Deposit Insurance Act and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for Deposit Insurance Coverage under the Deposit Insurance Scheme.
Investment products are not available to U.S. persons and may not be available in all jurisdictions. Please refer to the full disclaimers, and terms and conditions applicable to relevant products and services, available on the respective product and service webpages.


This advertisement has not been reviewed by the Monetary Authority of Singapore.