As part of International Women’s Day, Citi celebrates financial independence and reinforce our commitment to help you build your wealth, your way. Being financially savvy is crucial to help you better manage and plan your wealth journey, bringing you closer to achieving your financial goals. Discover all that we have to offer to help you stay savvy and take control of your own finances through the following approaches.
The adage goes, “what is not measured, cannot be improved”. Manage your wealth with finesse by planning and reviewing your cashflow diligently. Explore some of Citi’s products and features below designed to help you better plan and manage your finances.

Citi PayAll

Citi PayAll allows you to pay your taxes, rent, education expenses, insurance premiums, utilities and more with your Citi Credit Card. Additionally, with payment of a fee, you can earn rewards on your bills with Citi Miles, Citi Thank YouSM Points or cash back when you use Citi PayAll!

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Citi Quick Cash

Citi Quick Cash instalment loan helps you convert your Citi Credit Card / Ready Credit Account’s unutilized credit limit into cash. Unlock extra cash to support your big ticket items like a home renovation.

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Get up to S$600 in GrabGifts Vouchers when you successfully apply for Citi Quick Cash on your Citi Credit Card/Ready Credit via Citi Mobile® App by 30 Apr 2023. Minimum loan amount of S$15,000 applies. T&Cs apply.

Citi Privileges

Your Citi Credit Card unlocks numerous dining, travel, shopping and lifestyle-related privileges. Use your Citi Credit Card to enjoy exclusive discounts on your purchase and earn cash back, miles or points which you can use to offset your purchases.

T&Cs apply to the promotions featured below. View all promotions and terms here

Spa Esprit

10% off Massages or Facial Services.

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10% off minimum spend SGD100 on regular priced items.

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Lobby Lounge & Terrace,
Conrad Centennial Singapore

*IWD specials*
Strawberry Afternoon Tea
20% off cakes, afternoon tea and a la carte bill (not valid for social hour drinks and food, and takeaway).

(valid until 31 March 2023)

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Make financial planning your second nature by creating a budget that sticks.

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Take charge of your finances with a review
of your credit limit

Expect to spend more this season? Maximise your credit limit up to four times (4x) your monthly income if your annual income is at least S$30,000. Apply hassle-free via the Citi Mobile App® or Citibank Online.

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Offset your purchases with Citi Pay with Points

Enjoy the freedom of redeeming your Points/Miles. You can use your Points/Miles to offset your purchases (such as groceries and online spend) through Pay with Points via the Citi Mobile® App.

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Make your disposable income and savings work smarter and not just harder. Citi has a suite of services to help you become more financial savvy, from access to a suite of investment products, favourable foreign currency exchange rates to wealth advisory solutions.

Citi Global Wallet

Citi Global Wallet allows you to enjoy fee-free withdrawal at Citi ATMs in the local currency of your destination. In addition, shop overseas and enjoy zero additional fees and access to multiple major currencies globally. T&Cs apply.

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Citi’s Investment Products

Citi’s investment products provide access to diverse asset classes such as investment funds, fixed income, foreign exchange and equities. Whether you are looking to diversify your portfolio or gain exposure to unique opportunities, take a look at how we can help meet your investment goals.
Enjoy 6-months of commission-free buy trades online for U.S. and Hong Kong markets when you open a new Citibank Brokerage account. T&Cs apply.

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Start Your Wealth Journey

No matter where you are on your wealth journey, Citi is committed to providing services and options that suit your needs.
Start your wealth journey with Citi Plus , Citigold or Citigold Private Client .

Work towards better money management and find out How to achieve financial independence to live the life you want.

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Get an overview of your assets via the Citi Wealth Analysis Dashboard

Take a step towards growing your wealth. With the Wealth Analysis Dashboard, view, manage and access insights on your wealth anywhere, anytime through the Citi Mobile® App.

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See the big picture of your finances with SGFinDex

Get a consolidated view of your finances across financial institutions and government agencies on the Citi Mobile® App, so that you can better plan and manage your wealth

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Besides creating wealth by saving your income or investing, it is also crucial to protect your future by leveraging what you have today. Whether it is investing in a home to live with your family or to ensure comprehensive coverage for you and your loved ones, these are the foundation to protect your future.
Health and critical illness insurance

Better plan for your health insurance needs by ensuring you have adequate health and critical illness coverage.

Retirement and legacy planning

Discover how Citi can help with making the most out of your retirement as well as leaving a legacy for your loved ones.
Get up to 16.88% p.a. on a 2-month SGD or USD Time Deposit and/or receive vouchers with purchase of any eligible AIA insurance plan through us. SGD deposits are insured up to S$75k by SDIC. T&Cs apply.

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Mortgages and home equity

Whether it is purchasing your first home or moving to a larger house to fit new family members, Citi can help with home loans and refinancing. Refer your friends and family to take up a home loan with us and be rewarded with up to S$1,000 worth of shopping vouchers for every successful referral. T&Cs apply.

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Work towards building a strong foundation for your future and check out our article on Smart Financial Goals for Women Over the Years.

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Explore Insurance Features

View details of your insurance policies purchased from Citi and access insights and articles on wealth protection and preservation via the Citi Mobile® App.

Explore your insurance options

Access insurance products across your many needs, including travel, personal accident, and more. All available at your fingertips via the Citi Mobile® App.

How our Citi customers stay financially savvy

This International Women’s Day, we’ve teamed up with Neethu and Karmen to share about how they stay financially savvy. Read their personal tips on how they manage their finances to inspire your wealth journey and take a step towards achieving your wealth goals, your way.



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Terms and Conditions

Terms and conditions, and disclaimers of the specific promotions and products mentioned apply. Please refer to the individual product and promotional pages for the full Terms and Conditions, and disclaimers on the Citibank Website and/or the Citi Mobile® App.

Important Insurance Disclaimers
The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance. This is only general product information provided and is not a contract of insurance. The information provided must be read with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified limits by SDIC. Please refer to for the full disclosures applicable to relevant product(s) and/or service(s).

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information, please visit
Citibank full disclaimers, terms and conditions apply to individual products and banking services. This advertisement has not been reviewed by the Monetary Authority of Singapore.
The promotions, products and services mentioned are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, or New Zealand. This webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned herein to such individuals.

Important Investment Information
Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup, Inc or any of their affiliates or subsidiaries unless specifically stated. Investment products are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. The information on this webpage does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such document or to make any offer or solicitation. Interested investors should seek the advice of their financial advisors, as appropriate.
Investment products are not deposits, are not subject to the provision of the Deposit Insurance Act and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for Deposit Insurance Coverage under the Deposit Insurance Scheme.
Investment products are not available to U.S. persons and may not be available in all jurisdictions. Please refer to the full disclaimers, and terms and conditions applicable to relevant products and services, available on the respective product and service webpages.