As part of International Women’s Day, Citi celebrates financial independence and reinforce our commitment to help you build your wealth, your way.
Being financially savvy is crucial to help you better manage and plan your wealth journey, bringing you closer to achieving your financial goals.
Discover all that we have to offer to help you stay savvy and take control of your own finances through the following approaches.
The adage goes, “what is not measured, cannot be improved”. Manage your wealth with finesse by planning and reviewing your cashflow diligently.
Explore some of Citi’s products and features below designed to help you better plan and manage your finances.
Citi PayAll allows you to pay your taxes, rent, education expenses, insurance premiums, utilities and more with your Citi Credit Card. Additionally, with payment of a fee, you can earn rewards on your bills with Citi Miles, Citi Thank YouSM Points or cash back when you use Citi PayAll!
Citi Quick Cash instalment loan helps you convert your Citi Credit Card / Ready Credit Account’s unutilized
credit limit into cash. Unlock extra cash to support your big ticket items like a home renovation.
Get up to S$600 in GrabGifts Vouchers when you successfully apply for Citi Quick Cash on your Citi Credit Card/Ready Credit via Citi Mobile® App by 30 Apr 2023. Minimum loan amount of S$15,000 applies.T&Cs apply.
Your Citi Credit Card unlocks numerous dining, travel, shopping and lifestyle-related privileges.
Use your Citi Credit Card to enjoy exclusive discounts on your purchase and earn cash back, miles
or points which you can use to offset your purchases.
T&Cs apply to the promotions featured below. View all promotions and terms
Take charge of your finances with a review
of your credit limit
Expect to spend more this season? Maximise your credit limit up to four times (4x) your monthly income
if your annual income is at least S$30,000. Apply hassle-free via the Citi Mobile App® or Citibank Online.
Make your disposable income and savings work smarter and not just harder.
Citi has a suite of services to help you become more financial savvy, from access to a suite of investment
products, favourable foreign currency exchange rates to wealth advisory solutions.
Citi Global Wallet
Citi Global Wallet allows you to enjoy fee-free withdrawal at Citi ATMs in the local currency of your destination.
In addition, shop overseas and enjoy zero additional fees and access to multiple major currencies globally. T&Cs apply.
Citi’s investment products provide access to diverse asset classes such as investment funds,
fixed income, foreign exchange and equities. Whether you are looking to diversify your portfolio
or gain exposure to unique opportunities, take a look at how we can help meet your investment goals.
Enjoy 6-months of commission-free buy trades online for U.S. and Hong Kong markets when you open a new Citibank Brokerage account. T&Cs apply.
Besides creating wealth by saving your income or investing, it is also crucial to protect your future by
leveraging what you have today. Whether it is investing in a home to live with your family or to ensure
comprehensive coverage for you and your loved ones, these are the foundation to protect your future.
Health and critical illness insurance
Better plan for your health insurance needs by ensuring you have adequate health and critical illness coverage.
Retirement and legacy planning
Discover how Citi can help with making the most out of your retirement as well as leaving a legacy for your
Get up to 16.88% p.a. on a 2-month SGD or USD Time Deposit and/or receive vouchers with purchase of any
eligible AIA insurance plan through us. SGD deposits are insured up to S$75k by SDIC. T&Cs apply.
Whether it is purchasing your first home or moving to a larger house to fit new family members, Citi can help with
home loans and refinancing. Refer your friends and family to take up a home loan with us and be rewarded with up
to S$1,000 worth of shopping vouchers for every successful referral. T&Cs apply.
View details of your insurance policies purchased from Citi and access insights and articles on wealth protection and preservation via the Citi Mobile® App.
Explore your insurance options
Access insurance products across your many needs, including travel, personal accident, and more.
All available at your fingertips via the Citi Mobile® App.
What are you looking forward to this year? Whether you’re hoping to grow your savings,
diversify your earnings, or commit to big-ticket purchases, it’s time to take a closer
look at your financial priorities this year.
This International Women’s Day, we’ve teamed up with Neethu and Karmen to share about how they stay financially savvy.
Read their personal tips on how they manage their finances to inspire your wealth journey and take a step towards achieving your wealth goals, your way.
Terms and conditions, and disclaimers of the specific promotions and products mentioned apply.
Please refer to the individual product and promotional pages for the full Terms and Conditions, and disclaimers on
the Citibank Website and/or the Citi Mobile® App.
Disclaimers Important Insurance Disclaimers The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA") and
distributed by Citibank Singapore Limited. All insurance applications are subject to AIA’s underwriting and acceptance.
This is only general product information provided and is not a contract of insurance. The information provided must be read
with, and is subject to, all the terms and conditions and exclusions contained in the policy contract. Protected up to specified
limits by SDIC. Please refer to https://www.citibank.com.sg/insdisclosures for the full disclosures applicable to relevant product(s) and/or service(s).
Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per
depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
For more information, please visit www.sdic.org.sg.
Citibank full disclaimers, terms and conditions apply to individual products and banking services.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The promotions, products and services mentioned are not offered to individuals resident in the European Union, European Economic Area, Switzerland,
Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, or New Zealand. This webpage is not, and should not be construed as, an offer,
invitation or solicitation to buy or sell any of the promotions, products and services mentioned herein to such individuals.
Important Investment Information Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup, Inc or any of their affiliates
or subsidiaries unless specifically stated. Investment products are subject to investment risks, including the possible loss of the principal amount invested.
Past performance is not indicative of future results, prices can go up or down. Investors investing in investment and/or treasury products denominated in non-local
currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home
currency. The information on this webpage does not constitute the distribution of any information or the making of any offer of solicitation by anyone in any
jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such document or to make any offer or
solicitation. Interested investors should seek the advice of their financial advisors, as appropriate.
Investment products are not deposits, are not subject to the provision of the Deposit Insurance Act and Policy Owners' Protection Schemes Act 2011 of
Singapore and are not eligible for Deposit Insurance Coverage under the Deposit Insurance Scheme.
Investment products are not available to U.S. persons and may not be available in all jurisdictions. Please refer to the full disclaimers, and terms and conditions
applicable to relevant products and services, available on the respective product and service webpages.
Karmen’s Personal Tips
Happy International Women's Day! This year, I am teaming up with @CitiSingapore to share how I manage my finances.
As part of the “Your Wealth, Your Way” theme, I am going to share with you how I feel empowered by being financially
savvy and taking charge of my wealth, my way.
In 2023, one of my personal goals is to become more savvy at managing my finances.
Here are a few tips I’ve learned:
1. Getting super clear on your financial position - updating my total assets and liabilities every quarter.
(Tip: I use Citi PayAll feature to pay for my insurance and utilities. With payment of a fee, I can earn Cashback too).
2. Getting rewarded for my spending. For example, when I book bigger ticket items like flights and hotels, I can get cash back with every eligible purchase thanks to my Citi Cash Back+ Card.
Neethu’s Personal Tips
Are you a financially savvy woman? If you are like me, you want to answer this question
“Yes – of course I am!”, but in your gut, you are probably still unsure!
That’s why for International Women’s Day I have teamed up with my personal banking partner
Citi to share some tips on what we as women (and men too) can do to become more financially savvy!
- Set achievable financial goals for yourself, which includes saving, budgeting, and investing.
Think of both short-term, long-term, and contingencies. Don’t forget to think about insurance and retirement plans as well.
- Once you have your goals in place, it’s time to come up with a financial plan and invest wisely. This may seem daunting at
first, but don’t be afraid to ask for help! Seek advice from a trusted financial services provider on how to grow, diversify
and optimise your portfolio with a variety of products, which can range from Online Foreign Exchange (eFX), unit trusts,
equity trading, fixed income securities and so much more.
- Know your finances and take control! Make it a habit to review your accounts and investments on a regular basis.
I use the Citi Mobile® App and the Wealth Analysis Dashboard feature where I can manage my investment portfolio and
access insights from anywhere. Once you get the hang of it, you will be able to easily manage your own finances and adjust your plan accordingly.
It’s "Your Wealth, Your Way" and it’s time to take charge of your financial future!