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Shop Smart with Citi
Unlock the joy of Shopping
You’re always ahead when you Shop Smart with Citi Credit Cards. Be spoilt for choice with our generous deals and privileges at your favourite brands all year long.
Citi Rewards Card
Ideal for Shoppers!
NEW! Welcome offer
Get 40,000 bonus Citi ThankYouSM Points when you successfully apply and spend+
- 10X Points+ for online purchases
- 10X Points+ for in-store shopping purchases
- 1X Point+ for all other purchases
Citi PremierMiles Card
Ideal for Travellers!
NEW! Welcome offer
Get up to 30,000 bonus Citi Miles when you successfully apply and spend~
- 1.2 Citi Miles~ per S$1 local spend
- 2 Citi Miles~ per S$1 spend in foreign currency
- Citi Miles earned does not expire
- 2 complimentary visits every year to airport lounges worldwide
Citi Prestige Card
Ideal for Travellers!
NEW! Welcome offer
Get up to 177,500 Citi ThankYouSM Points (71,000 Miles) when you successfully apply and spend**
- 5 Citi ThankYouSM Points (2 Miles) for every S$1 spent overseas
- 3.25 Citi ThankYouSM Points (1.3 Miles) for every S$1 spent locally
- Indulge in complimentary hotel night stay worldwide, complimentary golf in Singapore and the Region, airport transfers, 1-for-1 dining experiences and more
Citi Cash Back+ Card
Ideal for Cash Back!
NEW! Welcome offer
Get 8% cash back when you successfully apply and spend^^
- 1.6% cash back on your spend^^ all year round
- Cash back earned does not expire
- No minimum spend required and no cap on cash back earned
- Plus, earn 0.4% Bonus Cash Back1 on eligible spends if you are a Citi Plus customer
Citi Cash Back Card
Ideal for Cash Back!
NEW! Welcome offer
Get S$300 cash back when you successfully apply and spend^
- 8% cash back^ on groceries at supermarkets and grocery stores
- 6% cash back^ on dining at restaurants and cafes
- Up to 20.88% fuel savings^ at Esso & Shell
Citi SMRT Card
Ideal for Cash Back!
NEW! Welcome offer
Get S$300 cash back when you successfully apply and spend##
- 5% savings## on online purchases, groceries, taxi & public transport rides (SimplyGo transactions only)
- 0.3% savings## on other retail spend
- Redeem your SMRT$ for cash rebate or shopping vouchers
Citi M1 Card
Ideal for M1 Telco Users!
Welcome offer
Get S$200 cash back when you successfully apply and spend#
- Up to 10% Citi M1 Rebate on your M1 recurring bills and 0.3% Citi M1 Rebate on retail transactions
- Up to 1% Citi M1 Rebate on purchases at M1 Shops
- 10% off device accessories at M1 Shops
Citi Lazada Card
Ideal for Shoppers!
- 10x Reward Points++ on Lazada spend
- 5x Reward Points++ on Dining, Travel, Entertainment and Commute
- 1x Reward Points++ on all other spend
- Shipping rebates++ when you spend a min. of S$50 per transaction at Lazada, capped at 4 shipping rebates per month
Shop Smart with the best deals.
Exclusively with Citi Mastercard®
CapitaLand
S$10 eCapitaVoucher at participating CapitaLand Malls
Valid until 29 Oct 2023
Shopee
Up to S$18 off with min. spend
Valid until 31 Oct 2023
Amazon Fresh
Up to S$15 off with min. spend
Valid until 31 Oct 2023
Lendlease Malls
S$10 off with min.
S$120 spend at Lendlease Malls
Valid until 31 Oct 2023
GrabFood
Up to S$10 off with min. spend
Valid until 31 Oct 2023
GrabMart
Up to S$10 off with min. spend
Valid until 31 Oct 2023
Exclusive Privileges
Discover the latest dining, travel and shopping deals for Citi Credit Cardmembers.
Pay with Points
Make your everyday spending even more worthwhile when you enjoy up to 20%* off Points/Miles on all your Pay with Points (PWP) redemptions. Enjoy the convenience through a wide array of redemption channels today. * T&Cs apply.
Citi PayAll
Stay ahead and earn rewards by paying bills and recurring payments with PayAll.
Pay with Points
Enjoy the freedom of redeeming your Points/Miles with Citi Pay with Points. Learn how you can easily offset your local, overseas, and travel purchases using your accumulated Points/Miles via the Citi Mobile® App.
Citi PayAll
Stay ahead and earn rewards by paying bills and recurring payments with PayAll.
Spark your love for adventure
Discover the world with confidence while enjoying exclusive travel benefits, enhanced security features, unbeatable deals, and exciting promotions for every dollar spent on flights, hotels, attractions, and more.
Terms and Conditions
Click here to view the ABS Credit Card Guide
Click here to view Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution.
Citi Prestige Card
**Welcome offer eligible for new Citi Cardmembers only with S$1000 qualifying spend in the first 2 months. Promotion valid till to 31 October 2023. Click here to view the Citi Prestige Card up to 177,500 Citi ThankYouSM Points Welcome Offer Terms & Conditions and for your Cardmember's Agreement, the ABS (Association of Banks of Singapore) credit card guide and the information sheet reflecting the principal terms of your Cardmember's Agreement.
Upon renewal of annual membership, annual member of S$540 (inclusive of GST applies).
Citi PremierMiles Card
~Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 October 2023.
Click here to view the Citi PremierMiles Card 8,000 bonus Citi Miles Welcome Offer Terms & Conditions.
Click here to view the Citi PremierMiles Card 30,000 bonus Citi Miles Welcome Offer Terms & Conditions.
Click here to view the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Citi Miles.
Click here to view the Citi PremierMiles Cardmember's Agreement.
Click here to view the Information Sheet
Citi Cash Back+ Card
^^Welcome offer eligible for new Citi Cardmembers only with qualifying spend up to S$3,000 in the first 2 months. Promotion valid till 31 October 2023.
Click here to view the Citi Cash Back+ Card 8% Cash Back Welcome Offer Terms & Conditions.
Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement.
Click here to view the Information Sheet.
Click here to view the Citi Cash Back+ Cardmember's Agreement.
1You must be a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account. The Bonus Cash Back refers to the Bonus Cash Back of 0.4% earned based on the amount of retail purchases in a calendar month with minimum S$500 retail spend, capped at S$2,000 retail spend (i.e. maximum monthly Bonus Cash Back is S$8).
Click here here to view the Citi Cash Back+ Mastercard® Bonus Cash Back Promotion Terms and Conditions.
Citi Rewards Card
+Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 October 2023. Click here to view the Citi Rewards Card 40,000 bonus Citi ThankYouSM Points Welcome Offer Terms & Conditions.
Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months.
Click here to view the Citi Rewards Cardmember’s Agreement
Click here to view the Information Sheet
Note: Points refer to the Citi ThankYou Points earned on the Citi Rewards Card account.
Citi Cash Back Card
^Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 October 2023. Click here to view the Citi Cash Back Card S$300 Cash Back Welcome Offer Terms & Conditions.
You will receive cash back of 0.25% on all retail purchases, additional cash back of 5.75% on Dining, 7.75% on Groceries and/or 7.75% on Petrol transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information.
Click here to view the Citi Cash Back Cardmember’s Agreement
Click here to view the Information Sheet
20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical Citi Credit Card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).
Citi SMRT Card
##Welcome offer eligible for new Citi Cardmembers only with at least S$800 qualifying spend during the qualifying period. Click here to view Terms and Conditions. Promotion valid till 31 October 2023.
If you spend less than S$500 per statement month, you will earn the base rate of 0.3% SMRT$ only.
Online transactions exclude mobile wallet and travel-related transactions. Please refer to Citi SMRT$ Rewards Program Terms and Conditions for full details.
Public transport refers to SimplyGo transactions only. Taxis include private-hire vehicle operators with MCC4121 such as Grab and Gojek. For Grab transactions - only Grab rides charged directly to the card are eligible for bonus SMRT$. Grab ride transactions paid via GrabPay Wallet linked to the Citi SMRT Card are not eligible for bonus SMRT$. For the avoidance of doubt, GrabPay and any other mobile top-ups are also excluded from earning the Bonus rate.
Click here to view the Citi SMRT$ Rewards Program Terms and Conditions.
Click here to view the Citi SMRT Cardmember’s Agreement.
Click here to view the Information Sheet
Click here to view Frequently Asked Questions about Citi SMRT Card.
Citi Lazada Card
++Effective 9 September 2020, Lazada transactions coming under MCC 5399 will also qualify for 10X Rewards. For full details on Terms and Conditions, please click here.
Click here to view the Citi Lazada Cardmember's Agreement.
Click here to view the Citi Lazada up to 10X Reward Points Promotion Terms and Conditions Note: Earn 10X Reward Points for qualifying charges made on eligible transactions, subject to a cap of 9,000 Reward Points per statement month
Click here to view the Citi Lazada Card Shipping Rebates on Lazada Promotion Terms and Conditions
Click here to view the Frequently Asked Questions
Click here to view the Information Sheet
Citi M1 Card
#Welcome offer eligible for new Citi Cardmembers only with S$600 qualifying spend during the qualifying period. Click here to view Get S$200 cash back as you spend Acquisition Promotion terms and conditions.
Click here to view the Information Sheet.
Click here to view the Citi M1 Cardmember's Agreement.
Citi Complimentary Travel Insurance
^^^For Prestige card, click here. For PremierMiles card, click here. For other eligible cards, click here.
Exclusive Privileges
1.Payment must be charged to a Citi Credit Card.
2.Promotion is on a while stocks last basis and subject to the terms and conditions of the respective merchants.
3. Citibank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by third parties.
4. Individual merchant T&Cs apply.
5. For the full terms and conditions, click here.
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Download or log in to the Citi Mobile® now.
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Download or log in to the Citi Mobile® now.