Citi Cash Back Card

Make every
cash back count
towards a treat on Citi

Stack your ways to get it on us with a
welcome gift of S$300 cash back*.

Apply Now

*T&Cs apply. Applicable for new Citi Cardmembers.

Now better than ever with more cash back
and lower minimum spend.

Up to 8% cash back

6% cash back^

on Dining at restaurants and cafes daily, worldwide

8% cash back^

8% cash back^

on Groceries at supermarkets and grocery stores daily, worldwide

0.25% cash back

Up to 20.88% fuel savings+

at Esso and Shell and 8% cash back^ at
other petrol stations worldwide

0.25% cash back

0.25% cash back

on all other retail purchases

Up to S$1 million

Up to S$1 million

coverage when you charge your travel tickets
to Citi Cash Back Credit Card&

Enjoy bonus cash back when you spend a minimum of S$800 on Citi Cash Back Credit Card in a statement month

Citi cashback table

Here is how your cash back works

Click on the examples below to see how your cash back adds up

How cashback works if you spend in one or two categories only

The cash back estimates above are for illustrative purposes only and may not reflect the actual amount of cash back credited.

Top 4 Citi Cash Back Card features

Citi World Privileges

Get deals and discounts locally in 95 other countries with Citi Cash Back Credit Card

Citi PayLite

Turn your big purchases into small payments with Citi Cash Back Cards

Citi FlexiBill

Convert your credit card statement retail balance into instalments

Citi Quick Cash

Instant cash# to get things done right away

Freedom to do more with the new
Citi Mobile® App

Image showing Cash Back card balance and Credit Limit information on Citi Mobile®App
Image showing the status of Citi Cash back credit card activation on Citi Mobile®App
Image showing security features of  Citi Mobile®App
Image showing Lock and Unlock feature for Citi Cash Back Credit Card on the Citi Mobile®App
Image showing various Features of Citi Cash Back Card on Citi Mobile®App
Image showing Citi Cash Back Card balance on Citi Mobile®App

Everything at a glance

Activate a new card

Secure your transaction

Lock and unlock your card

Powerful features on demand

Track your cash back

Citi Cash Back Card Promotions

Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back Card.

Gourmet Pleasures

Gourmet Pleasures

Grocery & Daily Essentials

Grocery & Daily Essentials

Shop Smart with Citi

Shop Smart with Citi

Your world of cash back in less than 10 minutes

Get a new Citi Cash Back Credit Card from your phone or computer in an easy, paperless signup process

Citi Cash Back Credit Card - Eligibility - Card Fee

Basic fee of S$196.20 inclusive of 9% GST
(first year waived)

Citi Cash Back Credit Card - Eligibility - Minimum Income

Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year

Miles Credit Card - Eligibility - Minimum Age

Age 21 or older

Documents required to apply for a Citi Cash Back Card

Salaried employee

  • A copy of your NRIC/passport
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements


  • A copy of your NRIC/passport
  • Last 2 years’ Income Tax Notice of Assessment
  • Last 3 months’ bank statements
  • A copy of your passport and work permit (with minimum 6 months validity)
  • A copy of utility/telephone bill or bank statement with your name and address
  • Income Tax Notice of Assessment and latest original computerized payslip

FAQs on Cashback Credit Cards

Terms and Conditions

•By responding to any advertisement relating to the Citi Cash Back Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back Card including via the telephone.

*Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 30 April 2024. Click here to view the Citi Cash Back Card S$300 Cash Back Welcome Offer Terms & Conditions.

^you will receive cash back of 0.25% on all retail purchases, additional cash back of 5.75% on Dining, 7.75% on Groceries and/or 7.75% on Petrol transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information.

+20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).

#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.

Click here to view the Cardmember’s Agreement.

Click here to view the Information Sheet

Click here to view the ABS Credit Card Guide.

Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution

^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.

&Click here for more details on complimentary travel insurance.