Citi Cash Back Card
Make every
cash back
count
towards a treat on Citi.
Stack your ways to get it on us with a
welcome gift of S$300 cash back*.
*T&Cs apply. Applicable for new Citi Cardmembers.
Now better than ever with more cash back
and lower minimum spend.
6% cash back^
on Dining at restaurants and cafes daily, worldwide
8% cash back^
on Groceries at supermarkets and grocery stores daily, worldwide
0.25% cash back
on all other retail purchases
Up to S$1 million
coverage when you charge your travel tickets
to Citi Cash Back Credit Card&
Revisions to Citi Cash Back Card (Effective 9 Dec 2020)
^Spend a minimum of S$800 (lowered from S$888) in a statement month to enjoy
6% cash back^
If you spend less than S$800, you will still continue to earn 0.25% cash back on your retail spend. Note that the maximum cash back you can earn in each month’s statement of account will now be combined at S$80 across all retail spend based on posted transactions. Please refer to FAQs for more information.
Enjoy bonus cash back when you spend a minimum of S$800 on Citi Cash Back Credit Card in a statement month
Here is how your cash back works
Click on the examples below to see how your cash back adds up
The cash back estimates above are for illustrative purposes only and may not reflect the actual amount of cash back credited.
Top 4 Citi Cash Back Card features
Citi World Privileges
Get deals and discounts locally in 95 other countries with Citi Cash Back Credit Card
Citi PayLite
Turn your big purchases into small payments with Citi Cash Back Cards
Citi FlexiBill
Convert your credit card statement retail balance into instalments
Citi Quick Cash
Instant cash# to get things done right away
Freedom to do more with the new
Citi Mobile® App
Citi Cash Back Card Promotions
Enjoy exclusive shopping, dining and travel deals with your Citi Cash Back Card.
UEFA Champions League 2024
Stand a chance to win a 4-day, 3-night all-inclusive trip to watch
the UEFA Champions League Final 2024!
Tickets courtesy of Mastercard, Official Sponsor of the UEFA Champions League.
Learn more
Your world of cash back in less than 10 minutes
Get a new Citi Cash Back Credit Card from your phone or computer in an easy, paperless signup process
Basic fee of S$194.40 inclusive of 8% GST##
(first year waived)
## Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees/charges will be revised to reflect the change in GST rate to 9%, as applicable.
Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year
Age 21 or older
Documents required to apply for a Citi Cash Back Card
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
FAQs on Cashback Credit Cards
Terms and Conditions
•By responding to any advertisement relating to the Citi Cash Back Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back Card including via the telephone.
•*Welcome offer eligible for new Citi Cardmembers only with S$800 qualifying spend in the first 2 months. Promotion valid till 31 January 2024. Click here to view the Citi Cash Back Card S$300 Cash Back Welcome Offer Terms & Conditions.
•^you will receive cash back of 0.25% on all retail purchases, additional cash back of 5.75% on Dining, 7.75% on Groceries and/or 7.75% on Petrol transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information.
•+20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).
•#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.
•Click here to view the Cardmember’s Agreement.
•Click here to view the Cardmember's Agreement (effective 1 January 2024)
•Click here to view the Information Sheet
•Click here to view the Information Sheet (effective 1 January 2024)
•Click here to view the ABS Credit Card Guide.
•Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution
•^Click here for the list of merchants and/or Merchant Category Codes (“MCC”) which will not earn Cash Back.
•&Click here for more details on complimentary travel insurance.
Welcome gift of S$300 cash back*
Already a Citi Cardmember? Refer a friend and be rewarded with S$150 Cash!
