Now better than ever with more cash back
and lower minimum spend.
6% cash back^
on Dining at restaurants and cafes daily, worldwide
8% cash back^
on Groceries at supermarkets and grocery stores daily, worldwide
0.25% cash back
on all other retail purchases
Up to S$1 million
coverage when you charge your travel tickets
to Citi Cash Back Credit Card&
Revisions to Citi Cash Back Card (Effective 9 Dec 2020)
^Spend a minimum of S$800 (lowered from S$888) in a statement month to enjoy
6% cash back^
If you spend less than S$800, you will still continue to earn 0.25% cash back on your retail spend. Note that the maximum cash back you can earn in each month’s statement of account will now be combined at S$80 across all retail spend based on posted transactions. Please refer to FAQs for more information.
^Effective 9 Dec 2020, enjoy bonus cash back when you spend a minimum of S$800 (lowered from S$888 previously) in a statement month
Here is how it works
Click on the examples below to see how your cash back adds up
The cash back estimates above are for illustrative purposes only and may not reflect the actual amount of cash back credited.
Top 4 Citi Cash Back Card features
Citi World Privileges
Get deals and discounts locally & in 95 other countries
Citi PayLite
Turn your big purchases into small payments with Citi Cash Back Cards
Citi FlexiBill
Convert your credit card statement retail balance into instalments
Citi Quick Cash
Instant cash# to get things done right away
Freedom to do more with the new
Citi Mobile® App
Ongoing promotions for Citi Cash Back Card
Your world of cash back in less than 10 minutes
Get a new Citi Cash Back Credit Card from your phone or computer in an easy, paperless signup process
Basic fee of S$192.60 inclusive of GST
(first year waived)
Min. income S$30,000 (local/PR) or S$42,000 (foreigner) a year
Age 21 or older
Salaried employee
- A copy of your NRIC/passport
- Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statements
Self-employed
- A copy of your NRIC/passport
- Last 2 years’ Income Tax Notice of Assessment
- Last 3 months’ bank statements
- A copy of your passport and work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerized payslip
Terms and Conditions
By responding to any advertisement relating to the Citi Cash Back Card and providing your personal data, you consent to Citibank contacting you in respect of the Citi Cash Back Card including via the telephone.
^Effective 9 Dec 2020, you will receive cash back of 0.25% on all retail purchases, additional cash back of 5.75% on Dining, 7.75% on Groceries and/or 7.75% on Petrol transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information.
+20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).
#Instant disbursement is available only for Citibank Deposit Accounts displayed during the funds disbursement option.
&Click here for more details on complimentary travel insurance.
Click here to view the Information Sheet
Click here to view the Cardmember’s Agreement (effective 9 Dec 2020)
Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution
Welcome gift of S$120 cash back*
Already a Citi Cardmember? Refer a friend and be rewarded with S$120 Cash!
