- What's New
- Life Insurance Solution's
Comprehensive financial and hand-picked insurance products to help you grow and protect what matters most.
Citi and AIA have combined our expertise to offer insurance solutions through a single conversation. We understand that your goals evolve from growing your wealth, to protecting your loved ones and planning for retirement. With this in mind, we have a comprehensive suite of financial and insurance products to help you achieve and protect your goals.
Have you done enough to protect your family?
- Identify your needs and goals
- Start planning in advance for yourself and your loved ones
- Evaluate and select insurance solutions that will address your needs and help achieve your goals
- As your goals evolve, review your savings, insurance or investment plans annually to ensure adequate coverage
Use the Insurance Gap Calculator today and plan ahead for yourself and your loved ones.
Throughout various chapters of your life there are different needs that are unique to you and your loved ones. Select your current life stage or insurance needs to find protection plans most appropriate for you.
Created for legacy planning and wealth preservation, this solution helps you give your loved ones a precious gift: a strong, stable legacy that endures for generations.
- Guaranteed crediting rate on initial premium for the first 3 years
- High insurance coverage all through life plus growth of wealth
- Access to cash value from day one
As one plan that benefits three generations, this flexible solution provides regular additional income and long-term growth potential for your money.
- Pay for just 10 years and enjoy protection up to age 100
- Annual guaranteed cash payouts from end of 10th policy year
- Additional protection against total and permanent disability
Designed to go beyond preserving your existing assets, this plan is an enduring and meaningful gift that spans three generations - yourself, your child, and your grandchild.
- Financial certainty with guaranteed monthly coupons starting after the 5th policy year all the way up to age 100
- Wealth enhancement with growth opportunities from potential monthly dividends
- Hassle-free application with no medical questions asked
Offering both protection and savings, this plan lets you tailor your coverage to match your changing needs through life. It also offers a guaranteed cash value and potential bonuses that you can leave to your loved ones.
- Choice of multiplier coverage of up to 5 times
- Options to cover against any stage of Critical Illnesses
- Limited payment for protection up to age 100
Designed to make your savings go the extra mile for you, this limited-pay plan offers you potentially attractive returns while keeping you protected.
- Pay for just 5 years and enjoy maturity benefit after 10 years
- No medical questions asked
- Flexibility of saving in either S$ or US$
Created to help you take charge of your retirement with ease, this retirement plan comes with many choices to suit your financial position and make it easy for you to plan your life after you've said goodbye to work.
- No medical questions asked
- Guaranteed monthly income payable from chosen retirement age and potential dividends to cushion inflation
- Choice of payment and retirement ages to better meet your unique retirement needs
Savings for the future - and extra cash for everyday pleasures. Get both at the same time with this limited-premium payment, participating endowment plan.
- Guaranteed cash payments annually from end of 2nd policy year right through till 14th policy year
- Lump sum cash payout upon maturity for your savings goal
- Peace of mind with capital guarantee of the premiums paid
This regular premium savings plan allows you to pay off your premiums faster, while helping to save for the things that matter most: your child's education, or planning the holiday of a lifetime, or saving for retirement.
- Protection for your family while saving for their future
- Flexible policy terms to suit your financial objectives
- Choice of optional riders to enhance your coverage
- Guaranteed repayment of outstanding housing loan in event of death, disability, or terminal illness
- Shorter premium period for full loan tenure
- Coverage is portable over to any new mortgage loan
This affordable term plan helps you meet your protection needs at different stages of your life, and protect your family with all that you have.
- Cost-effective protection for you and your loved ones
- Reassuring coverage that's renewable up to age 101, regardless of your health
- Choice of enhancing coverage with optional riders
This plan provides adults aged 40 to 70 years long-term and comprehensive protection against 40 conditions, all the way up to age 100.
- Easy access to wider critical illness coverage at an affordable premium
- Guaranteed critical illness coverage up to age 100
- Early payouts for 7 conditions
Critical illness can happen anytime, and potentially wipe out all your savings. This plan gives you and your family the reassurance of financial support, so you can focus on recovery.
- Comprehensive coverage for 43 critical illnesses, death and total and permanent disability
- Freedom to convert policy to any of AIA's whole life or endowment plans with equivalent or similar coverage
- Affordable premiums for peace of mind
Designed to protect you against the loss of income due to disability, this plan complements your accident, health and severe disability coverage to offer all-round protection.
- Effective protection for your biggest asset - income
- Continued stream of income in event of disability
- Premium waiver with continued protection
The products and services mentioned above are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. This webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Is it time to pursue your dreams? Making them come true requires passion, creativity and planning. Ready? Be prepared to take that first step today.
Terms & Conditions:Terms & Conditions:
1Citi Singapore financial quotient ("Fin-Q") Survey 2014
2AIA Singapore Health Matters Survey (with adults aged 40-70) conducted by Nielsen in March 2014.
This is only general product information provided by us and is not a contract of Insurance. The information provided must be read with, and subject to, all the terms and conditions and exclusions contained in the policy contract. Full details are stated in the policy contract. You should seek advice from a qualified adviser if in doubt. If you choose not to, you are responsible for ensuring that any insurance product you have applied for is suitable for you. All insurance applications are subject to the insurer's underwriting and acceptance.
Insurance products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup Inc or any of their affiliates or subsidiaries. Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
Insurance products are not eligible for deposit insurance coverage under the Deposit Insurance Scheme. They may be protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For the list of insurance companies which are scheme members, please refer to this link - https://www.sdic.org.sg/pp_scheme_members.php. Coverage is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.