NEW FUNDS TOP UP PROMOTION

New Funds Top Up Promotion

New Funds Top Up Promotion

At Citigold Private Client, we believe in bringing you sophisticated private wealth solutions and services. We bring you ideas that leverage on opportunities available today to take your wealth even further.

NEW FUNDS TOP UP PROMOTION

Enjoy cash rewards when you bring in new funds and build your wealth with us. Earn bonus rewards by simply transferring in your unit trust holdings or when you invest or insure with us.

Total Top Up
Amount
SGD equivalent
Base
Reward
Bonus Reward
A
Investment Transfer-in

Unit Trust / Shares
B
Investment Accumulated
purchase in 2017
C
Insurance Accumulated
purchase in 2017
From S$50,000 S$50 S$100 S$150 S$150
From S$100,000 S$100 S$150 S$300 S$300
From S$250,000 S$400 S$375 S$750 S$750
From S$500,000 S$1,000 S$750 S$1,500 S$1,500
From S$1,000,000 S$2,000 S$1,500 S$3,000 S$3,000
From S$1,500,000 S$3,500 S$2,250 S$4,500 S$4,500
From S$3,000,000 S$7,000 S$4,500 S$10,000 S$10,000

Speak to your Relationship Manager or visit a Citi branch today.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For more information please visit www.sdic.org.sg.

Disclaimers

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law.

Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

For more information, please refer to SDIC's website at www.sdic.org.sg.

Premium Account
By investing in a Citibank Premium Account, you are allowing the bank to repay you at a future date in an alternate currency that is different from the currency in which your initial investment was made, regardless of whether you wish to be repaid in this currency at that time.

A Premium Account is unlike a traditional bank account as it is an investment and returns may vary. Premium Account is subject to a number of risks. A Premium Account is an investment in one or more foreign currencies. It is subject to foreign exchange rate fluctuations, which may provide both opportunities and risks. You may experience a loss when you convert any alternate currency into the base currency.

The higher rate of interest you may earn in the Premium Account as compared to a traditional time deposit may not compensate you for the foreign exchange loss. The Premium Account is not an insured product under the provisions of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage under the Deposit Insurance Scheme.Investment and Treasury products are not available to US persons.

Exchange controls may apply from time to time to certain foreign currencies. Our Treasury Services Managers and Relationship Managers may assist you with information on any exchange controls that are relevant to the currencies in which you invest. You should note that a Premium Account is an investment product that should be held to maturity. Early withdrawal of a part of a Premium Account prior to the maturity date is not permitted. Early withdrawal of the whole of a Premium Account is permitted but strongly discouraged, because you will have to pay early termination charges and these charges will be deducted from the amount repaid under the Premium Account. As a result, the amount repaid to you may be less than the principal amount. If you wish to terminate your Premium Account prior to maturity, please contact the Bank.

The Bank may, at any time at its discretion, terminate the Premium Account. This may happen, for example, if restrictions on convertibility and transferability become applicable to any of the currency in your Premium Account. In such cases, payment to you may be made in the alternate currency or another currency chosen by the Bank. You may incur a loss on the principal amount in such cases.

You should obtain the advice of a licensed or an exempt financial advisor before making a commitment to enter into a Premium Account transaction. In the event that you choose not to seek advice from a financial advisor, you should carefully consider whether a Premium Account is suitable for you in light of your investment objectives, your financial means and your risk profile. For more information on a Premium Account, you should also carefully read the terms and conditions of the Premium Account.

Unit Trusts
Investment products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup Inc., or any of their affiliates or subsidiaries and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such a document or make any offer or solicitation.

Investment products are: Not Bank Deposits. Not Bank Guaranteed. May Lose Value. Not Insured By Any Government Agency. Not subject to the provisions of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage underthe Deposit Insurance Scheme.Investment and Treasury products are not available to US persons.

All applications for units in the unit trusts must be made on the application forms accompanying the prospectus, which are available from Citibank branches. Investors should read the prospectus before deciding whether to invest in units in the unit trusts.

Insurance
Insurance Products are not bank deposits or obligations of or guaranteed by Citibank Singapore Limited, Citigroup INC or any of their affiliates or subsidiaries. Life insurance products are not eligible for deposit insurance coverage under the Deposit Insurance Scheme. They are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Each member of the Policy Owners' Protection Scheme maintains a register of insured policies it offers.

To find out if a policy offered is covered, you can refer to the insurer's register of insured policies.

For more information on the Policy Owners' Protection Scheme, please contact your insurer or visit the websites of the General Insurance Association (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or the Singapore Deposit Insurance Corporation Limited (www.sdic.org.sg).

This is not a contract of insurance. Buying a life insurance policy is a long-term commitment.

An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Past performance of any funds or fund managers and any prediction, projection or forecast on the economy or markets are not necessarily indicative of the future or likely performance of the funds or the fund managers. Accordingly, the information should be read and construed in light of and subject to, all terms and conditions contained in the policy.

Full details are stated in the policy. You should seek advice from a qualified financial adviser if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. All insurance applications are subject to the insurance company's underwriting and acceptance.

Not all products and services are available in all jurisdictions.