Earn cashback on your everyday spends with the
Citi Cash Back Card

8% cash back^

on groceries at supermarkets and grocery stores

6% cash back^

on dining at restaurants and cafes

Up to 20.88% fuel savings+


at Esso and Shell and 8% cash back+ at other petrol stations

Learn More

You can also earn 0.25% cash back^ on other retail purchases

^+Terms and conditions apply.

Cash Back Illustration

Example 1:
If you spend in all categories

Category Your Spend^ Base Cash Back Bonus Cash Back Total Cash Back
Dining S$520 S$1.30 S$29.90 S$31.20
Groceries S$320 S$0.80 S$24.80 S$25.60
Petrol S$280 S$0.70 S$21.70 S$22.40
Others S$320 S$0.80 S$0.00 S$0.80
Total S$1,440 S$3.60 S$76.40 S$80.00

Example 2:
If you spend in one or two categories only

Category Your Spend^ Base Cash Back Bonus Cash Back Total Cash Back
Dining S$800 S$2.00 S$46.00 S$48.00
Groceries S$400 S$0.00 S$0.00 S$0.00
Petrol S$0 S$0.00 S$0.00 S$0.00
Others S$0 S$0.80 S$0.00 S$0.80
Total S$1,200 S$3.00 S$77.00 S$80.00
The cash back estimates above are for illustrative purpose only and may not reflect the actual amount of cash back credited.

Redeem Cash Back Conveniently

Auto-Statement Credit

Enjoying the savings from your Citi Cash Back Card has never been as easy and convenient! Once you accumulate S$50 or more cash back in a month, it will be automatically credited to your statement in multiples of S$10. What’s more, your cash back will never expire.

Learn More

Exclusive Benefits

Citi World Privileges

Exclusive deals and discount on travel, dining, shopping locally and in other countries.

Travel Insurance

Travel with peace of mind, with accident insurance coverage of up to S$1,000,000 when you charge your airfare to your Citi Cash Back Card. Activate your insurance prior to your travel.

SimplyGo

Make your daily commute smoother with SimplyGo. Tap and pay for train and bus rides using your Citi Cash Back Card. What’s more, if you have your card on mobile payment, you can enjoy the convenience of SimplyGo on your smartphone.

Mobile Payments

Turn your smartphone into a mobile wallet by adding your Citi Cash Back Card to Apple Pay, Google Pay or Samsung Pay. Experience a faster and more convenient way to pay for your purchases.

Important Information

If your card is lost, stolen or used by any other person or your PIN (Personal Identification Number) and/or Telephone Banking PIN (TPIN) code is disclosed to any other person, you must immediately notify us by calling 6225 5225.
Basic Card annual fee:
S$196.20 (inclusive of 9% GST)

Supplementary Card annual fee:
S$98.10 (inclusive of 9% GST)

Learn More
All new, renewal and replacement Citi Card sent via mail are deactivated.
Please activate your card via Citi Mobile® App before using it.
Learn More

Google Play is a trademark of Google Inc. App Store is a service mark of Apple Inc.
From 1 April 2016, if you wish to have a free credit report, you may obtain it within 30 calendar days upon receipt of your Citi credit card via the credit bureau website listed below. In the event you are unable to do so, please bring your NRIC to the following credit bureau´s registered office to obtain the report.

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel (65) 6565 6363
www.creditbureau.com.sg

The free credit report does not apply to applicants of Citi secured cards, Citi Corporate Cards (Sole Corporate Liability), Citi Purchasing Card and Citi Travel Account.
The magnetic stripe on your credit or debit card contains sensitive payment card data. To protect your information, the magnetic stripe of your credit or debit card should not be swiped on Point-of-Sale readers or Electronic Cash Registers which is known as “double swiping”.

Inserting or dipping a chip-enabled credit or debit card in a payment card terminal for payment is not considered as double swiping.

Please click here for more information on double swiping.

Manage Your Account

Online Banking
Seize control of your time and money-bank, shop and redeem your rewards with the click of a mouse.
e-Statements
Just like paper statements but better. Receive your statements directly in your inbox. What’s more, receive them earlier than you would get your paper statements.
Alerts
Get instant SMS and email alerts when there are any transactions on your accounts or credit cards.
Supplementary Cards
Share all of your card privileges with your loves one(s) and earn rewards whenever your supplementary cardmember(s) spends.
Personal Loans on your
Citi Credit Cards
Get extra cash with our flexible, hassle free instalment loans on your Citi Credit Cards. Enjoy low interest rates with a choice of tenure from 12 to 60 months.
PayAll
Pay your bills and earn rewards. With Citi PayAll, you can earn Citi Miles, Citi ThankYouSM Points or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more with your Citi Credit Card.
Product Disclosures
  • Click here to view Citi Cash Back Cardmember’s Agreement
  • Click here to view Citi Cash Back Card Info Sheet
  • Click here to view the Privacy Policy
  • Click here to view the ABS Credit Card Guide
  • Click here to view the Use Credit Wisely Guide
  • ^You will receive cash back of 0.25% on all retail purchases, additional cash back of 5.75% on Dining, 7.75% on Groceries and/or 7.75% on Petrol transactions worldwide, if you accumulate a total retail spend of S$800 or more in a statement month. The total cash back you can earn is capped at a combined S$80 across all retail spend per statement month. Please refer to FAQs for more information.
  • +20.88% savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Esso and Citi discounts). To enjoy the full 14% fuel discount (5% Esso station site discount + 5% Esso Smiles card discount + 4% Citi Card discount), Citi Cash Back Cardmembers have to present their physical card for payment at the Esso cashier counter. Please note that Esso will not be able to automatically accord the 4% Citi Card discount to payments made via mobile payments or e-wallets including but not limited to ApplePay, SamsungPay and GooglePay at the indoor and outdoor Esso Pay-at-the-Pump terminals. 20.88% savings at Shell includes 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase after Shell and Citi discounts).