Citibank Ready Credit PayLite
- 1 hour loan approval or we will waive your interest for 6 months! Call 6238 8888 or visit any Citibank branch.
- Preferential interest rates.
- Choice of flexible instalments up to 60 months.
|Call us at 6238 8888 or Visit any Citibank branch||Online - Click-for-Cash|
1 hour loan approval or we will waive your interest for 6 months.
Steps to apply:
Step 1: Login to Citibank Online
Step 2: Go to Menu -> Services
Step 3: Input loan amount and tenure
Step 4: Submit online!
For Salaried employee:
Click here for a list of Citibank Branch locations.
PayLite Interest Rates and TenuresNo interest rate with upfront service fee*
|Tenure||6 months||12 months||18 months|
|Effective Interest Rate||14.82%||15.20%||13.63%|
|Upfront Service Fee||3.00%||6.60%||9.00%|
Preferential interest rate with no service fee
|Tenure||12 months||24 months||36 months||48 months||60 months|
|Effective Interest Rate||15.80%||14.25%||13.50%||14.00%||14.00%|
|Nominal Interest Rate||8.76%||7.76%||7.39%||7.79%||7.92%|
* No interest rate with upfront service fee, offer is not available for online application.
PayLite Interest Rates and Tenures (for SmartCash customers only)
|Tenure||12 months||24 months||36 months|
|Effective Interest Rate||17.97%||19.02%||19.57%|
|Nominal Interest Rate||10.00%||10.50%||11.00%|
3% of outstanding unbilled principal amount or S$100 whichever is higher.
The loan amount will be deposited into the bank account of your choice within 3-5 days of approval.
- Citibank Ready Credit PayLite is valid for customers within minimum annual income of S$30,000.
- For applicants with annual income of between S$20,000 to < S$30,000, please click here for SmartCash.