BALANCE TRANSFER

Maximise your interest savings with Citibank Balance Transfer.

Maximise your interest savings with Citibank Balance Transfer.

Citibank Balance Transfer helps you shrink your interest payments and maximise your interest savings substantially! More savings! More freedom! More peace of mind!

Benefits

Interest Savings

Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% interest rate for 6 months with 2.5% upfront service fee.

Freedom

Cash in hand for your investments, well-deserved holidays or pay off your outstanding balances with other banks.

Flexible Payment

Pay a minimum of 1% of the transfer amount or S$50, whichever is higher throughout the loan tenure.

Rates

Illustrations of how it works

0% interest rate for 6 months with 2.5% upfront service fee
Balance Transfer amount S$10,000
Interest you normally pay (24% p.a for 6 months) S$1,200
Upfront Service fee of 2.5% (EIR of 5.81% p.a) S$250
SAVINGS S$950
How to Apply

Apply for Citibank Balance Transfer via any of the following channels:

  • Fill up the online form
  • Call CitiPhone Hotline at 6225 5225 and follow these steps:

    • Key in your NRIC or 16-digit card number
    • Press *9 for Balance Transfer
    • Complete the Balance Transfer Application

Terms & Conditions:Terms & Conditions:

Offer is subject to approval. Balance Transfer Terms and Conditions apply.