BALANCE TRANSFER

Maximize your interest savings today.

Welcome offer:
0% interest rate for 3 months with 1.58% service fee (EIR 6.73% p.a.) on Citibank Credit Cards.

Maximize your interest savings today.

Citibank Balance Transfer on your Credit Cards or Ready Credit account helps you shrink your interest payments and maximise your interest savings substantially.

  • 0% interest with low processing fee
  • Flexibility in monthly repayment
Benefits

Interest Savings

Citibank Credit Cards

Tenure (months) 3* 6 12
Nominal Interest Rate (p.a) 0% 0% 0%
Processing Fees 1.58% 2.50% 5.50%
Effective Interest Rates (p.a) 6.73% 5.72% 7.58%

Citibank Ready Credit

Tenure (months) 3* 6 12
Nominal Interest Rate (p.a) 0% 0% 0%
Processing Fees 1.58% 2.50% 5.50%
Effective Interest Rates (p.a) 6.69% 5.81% 7.87%

*3 months tenure is eligible for new Citibank customers who apply for Citibank Ready Credit / Citibank Credit Card only.

Flexible Payment

For Credit Card: Pay a minimum of 1% of the transfer amount or S$50, whichever is higher throughout the loan tenure.

For Ready Credit: Pay a minimum of 3% of the transfer amount or S$45, whichever is higher throughout the loan tenure.

Rates

Illustration on how it works if you take a Balance Transfer of 0% interest rate for 6 months with 2.5% upfront service fee on your Citibank Credit Card

0% interest rate for 6 months with 2.5% upfront service fee
Balance Transfer amount S$10,000
Interest you normally pay (24% p.a for 6 months) S$1,200
Upfront Service fee of 2.5% (EIR of 5.81% p.a) S$250
SAVINGS S$950
How to Apply

Apply for Citibank Balance Transfer via any of the following channels:

  • Fill up the online form
  • Call CitiPhone Hotline at 6225 5225 and speak to our officer now

Terms & Conditions:Terms & Conditions:

Offer is subject to approval.

Citibank Credit Card Balance Transfer Program Terms and Conditions

Citibank Ready Credit Balance Transfer Program Terms and Conditions

You are applying for: Citibank Balance Transfer

Our Citibank banking officer will give you a call by the next business day to complete the application.

 

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Existing Citibank Customer?*:

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* I confirm that I:

  1. am applying for the Citibank Balance Transfer
  2. have provided accurate and complete details about myself in this form;
  3. agree to the terms of Customer Declarations & Confirmation; and
  4. consent to Citibank Singapore Limited contacting me for marketing of Citibank products and services including via the telephone.