| 1. | “Promotion” refers to the “Citibank Online - Get $40 Shopping Vouchers” promotion. |
| 2. | The qualifying period for this Promotion is from 1 July 2010 to 30 September 2010, both days inclusive ("Qualifying Period"). |
| 3. | Employees of Citibank, its affiliates, the advertising agencies engaged by Citibank and its affiliates are not eligible to participate in this Promotion. |
| 4. | Customers who successfully establish their Citibank Tap and Save and/or Citibank Step-Up Interest Account online at citibank.com.sg during the Qualifying Period will be eligible to participate in the Promotion ("Eligible Customers"). |
| 5. | Eligible Customers who have closed their Citibank Tap and Save and/or Citibank Step-Up Interest Account three (3) months prior to the Qualifying Period will not qualify for the Promotion. |
| 6. | To qualify for the Promotion, Eligible Customers must successfully establish a new Citibank Tap and Save and/or Citibank Step-Up Interest Account online at citibank.com.sg and deposit S$500 into the account by 1 September 2010. |
| 7. | Eligible Customers will be entitled to receive S$40 worth of Takashimaya or S$40 worth of Choice shopping vouchers for each account opened. For avoidance of doubt, Eligible Customers can choose to receive either the Takashimaya shopping vouchers or the Choice shopping vouchers upon presentation of the redemption letter but not a combination of both. |
| 8. | If an Eligible Customer establishes both a new Citibank Tap and Save Account and Citibank Step-Up Interest Account within the Qualifying Period, he/she will be entitled to S$80 worth of Takashimaya or Choice vouchers. |
| 9. | Eligible Customers will need to have a minimum of S$2,000 in their account six (6) months from the date the Citibank Tap and Save Account and/or Citibank Step-Up Interest Account account is opened to enjoy an account service fee waiver, failing which, the account service fee of S$10 for Citibanking accounts or S$50 for Citigold accounts will be imposed on the accounts. |
| 10. | Citibank reserves the right to extend the application processing time without prior notice. |
| 11. | Customers will receive a redemption letter six (6) to eight (8) weeks from the date the S$500 is deposited into the account. |
| 12. | The vouchers are not exchangeable for cash, credit or kind. Citibank will not replace lost or stolen vouchers. |
| 13. | The vouchers are subject to further terms and conditions of the supplier. |
| 14. | Citibank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by third parties. Notwithstanding anything herein, Citibank shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the products and/or services provided by third parties. |
| 15. | Eligible Customers will continue to be bound by the Singapore Global Consumer Banking terms and conditions and the terms and conditions governing the use of their respective Citibank accounts. |
| 16. | Citibank's decision on all matters relating to the Promotion will be final and binding on all participants. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional materials relating to the Promotion, these terms and conditions will prevail. |
| 17. | Citibank assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed, incomplete, garbled or delayed electronic transmission which may limit a participant's ability to participate in this Promotion. |
| 18. | Information collected through this promotion may be used in the operation and marketing of Citibank's products and services. Participants may receive via email, promotional news, service updates and other information about Citibank's products and services. Participants may choose, at any point, to unsubscribe from these mailings. |
| 19. | Citibank reserves the right at its absolute discretion to terminate or amend this Promotion or vary, delete or add to any of these terms and conditions from time to time without notice. |
| 20. | "Citibank" means Citibank Singapore Limited. |
| | |