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Education Loan

 
 
 

Overview

Approved Local Institutions

Requirements

Approved Overseas Institutions

Disbursement Letter

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Overview


Power ahead in life with higher educational qualifications
Education is one of life's most important investments that should never be hampered with a financial dilemma. Citibank Education Loan gets you an education without any financial worries.

With Citibank's private student loans, you can focus your attention on what matters most - education


 
 
 
For Both Local & Overseas Studies
 
Competitive interest rate
Enjoy competitive interest rate and cost savings. You are charged ONLY on the disbursed and outstanding amounts.

Flexible repayment plan

Option 1

Standard Repayment Plan allows you to pay monthly instalments (principal and interest) with ease after the loan is approved and disbursed.

Option 2

Deferred Repayment Plan allows you to defer the loan principal repayment until after the course of study. You will need to pay only the monthly interest on your loan after the loan is approved and disbursed. Monthly instalments (principal and interest) will commence after completion of your course of study.


Highest available loan amount
You can borrow up to 6 times of your monthly gross income or up to S$150,000, whichever is lower. (Up to 8 times may be allowed for overseas study, only for standard repayment plan)
 
Up to 3 applicants
Obtain your desired loan amount either as an individual applicant or with up to 3 applicants. You or your immediate family members may apply along with relatives & friends. No guarantors required.
 
Fast loan approval
We can approve your loan application within 1-2 working days upon your complete submission of documents.
 
Convenient repayment and disbursement
Choose up to 9 years to repay your loan. Draw down your loan fully upfront or progressively during your course of study.

Academic Performance based Pricing Program

Under this program, students who graduate in the top-tier of the class will enjoy an interest rate reduction of 0.5%, after graduation on their Citibank Education Loan. The top-tier of the class will be defined as students who attain a predetermined GPA from the respective participating institutions.*

You will automatically be eligible for this program when you take up a Citibank Education Loan for one of the selected programs.

* Terms & conditions apply
1. to register your interest and we will get back to you at the soonest.
   
2. Call 6225 5225 to request to speak to a Citibank Education Loan Specialist.
   
3. Download a set of application form here. Mail the completed application form with the required supporting documents as stated in the application form to:

Citibank Singapore Limited
1 Temasek Avenue
Millenia Tower #13-01
Singapore 039192
Attention: Education Loan Unit

 
 
 
Please read the Citibank Education Loan Terms and Conditions and Citibank’s Global Terms and Conditions.
   
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